This Terms of Use, Cryptocurrency Disclaimer and Transaction Terms shall become effective on the 1st day of October, 2026.
These Terms of Use (“Terms”) govern access to and use of the website operated by reevepay.io (“Host”, “we”, “us” or “our”). By accessing, browsing or using this Website, you acknowledge that you have read, understood and agreed to be bound by these Terms.
1. Nature and Purpose of the Website
1.1. The Website is primarily provided as an information, advertising, communication and promotional platform for cryptocurrency-related advertisements, market information, indicative cryptocurrency values, currency values, Peer-to-Peer Payment Partners, Cross border Payments within Africa, Europe and North America, Crypto on/of-ramp, currency exchange, bill payments, flight bookings with real person support and related information.
1.2. Unless expressly stated otherwise in writing by the Host, the Host is not a cryptocurrency exchange, broker, investment adviser, financial institution, payment service provider, escrow agent, custodian, wallet provider or party to any transaction concluded between users, advertisers or other persons introduced through or identified on the Website.
1.3. The publication of any advertisement, contact information, cryptocurrency price, exchange rate, market information, flight bookings, cross border payments, bill payments or other content on the Website shall not constitute an offer, solicitation, recommendation, endorsement, guarantee or representation by the Host that any transaction is legitimate, profitable, safe or suitable for any particular person.
2. Cryptocurrency and Financial Risk
2.1. Cryptocurrency and other digital assets are inherently volatile and may involve substantial financial and technological risks, including loss of value, fraud, theft, hacking, irreversible transactions, regulatory changes, market manipulation and loss of access to digital assets.
2.2. All cryptocurrency values, exchange rates, market prices, charts, flight bookings, cross border payments and related information displayed on the Website are provided for general informational purposes only and may be delayed, incomplete, inaccurate or subject to change without notice.
2.3. The Host does not warrant the accuracy, completeness, reliability, timeliness or suitability of any cryptocurrency price, valuation, exchange rate, flight bookings or market information displayed on the Website.
2.4. Users are solely responsible for conducting their own independent verification and due diligence before undertaking any transaction or financial decision.
3. Advertisements and Third-Party Dealings
3.1. Advertisements, contact details, names, telephone numbers, social-media accounts, wallet addresses, payment details, flight bookings or other information appearing on the Website may relate to independent third parties.
3.2. The Host does not guarantee the identity, ownership, authority, integrity, reputation, solvency, legitimacy, reliability or performance of any advertiser or other person whose information appears on the Website.
3.3. No person shall be deemed to have been introduced, appointed, authorised or represented by the Host merely because such person's details appear on the Website.
3.4. Users are solely responsible for verifying the identity and credentials of every person with whom they propose to transact.
4. Offline Transactions and Designated Contact
4.1. Where the Host publishes a telephone number, email address, physical address or other contact information for the purpose of facilitating direct communication concerning cryptocurrency, cross border payments, flight bookings or other transactions, such contact shall be regarded as the only official contact channel authorised by the Host for that particular purpose, unless the Host expressly states otherwise.
4.2. The Host shall not be responsible or liable for any transaction, communication, representation, payment, transfer, loss or dealing undertaken through any telephone number, email address, social-media account, wallet address, website, intermediary or other contact which is not expressly published or authorised by the Host on the Website.
4.3. Users must independently verify that they are communicating through the Host's officially published contact details before making any payment, cryptocurrency transfer or other commitment.
4.4. The Host shall have no responsibility for losses resulting from impersonation, phishing, fraudulent websites, cloned social-media accounts, fake telephone numbers, unauthorised intermediaries or persons falsely claiming to represent the Host.
5. No Guarantee of Transactions
5.1. The Host does not guarantee that any advertised transaction will be completed, available, profitable, lawful, uninterrupted or free from fraud.
5.2. The Host does not guarantee the availability, quantity, price, quality, authenticity, ownership or deliverability of any cryptocurrency or other asset advertised or discussed through the Website.
5.3. Any transaction undertaken by a user with another person is undertaken entirely at the user's own risk and responsibility.
6. Assumption of Risk
By using the Website or relying upon any information published on it, each user expressly acknowledges and agrees that:
- (a)the user has sufficient knowledge and understanding to assess the risks associated with cryptocurrency, cross order payments, bill payments, peer to peer payment partner, flight bookings and digital assets;
- (b)the user is responsible for carrying out independent due diligence;
- (c)the user is responsible for complying with all applicable laws, regulations and tax obligations;
- (d)the user assumes all risks arising from any transaction entered into with another person; and
- (e)the Host shall not be responsible for losses arising from the user's decision to enter into, continue, modify or terminate any transaction.
7. Limitation of Liability
To the fullest extent permitted by applicable law, the Host, its owners, directors, officers, employees, agents and representatives shall not be liable for any direct, indirect, incidental, special, consequential or economic loss, including loss of money, cryptocurrency, profit, business, data, opportunity, goodwill or anticipated savings arising from or connected with:
- (a)any cryptocurrency or financial transaction;
- (b)any advertisement or third-party content;
- (c)any reliance upon prices, exchange rates or other information published on the Website;
- (d)any fraud, deception, impersonation, hacking, phishing or unauthorised access;
- (e)any act or omission of an advertiser, buyer, seller, intermediary or other third party;
- (f)any technical interruption, malfunction or unavailability of the Website;
- (g)any inaccurate, incomplete, outdated or erroneous information; or
- (h)any communication or transaction conducted outside the Host's officially published contact channels.
Nothing in these Terms shall exclude or restrict liability which cannot lawfully be excluded or restricted under applicable law.
8. Indemnity
To the fullest extent permitted by law, each user agrees to indemnify and hold harmless the Host, its owners, directors, officers, employees, agents and representatives from and against claims, liabilities, losses, damages, costs and expenses, including reasonable legal expenses, arising from or connected with:
- (a)the user's use of the Website;
- (b)the user's violation of these Terms;
- (c)any transaction entered into by the user with another person;
- (d)any information or representation supplied by the user; or
- (e)any unlawful, fraudulent, negligent or unauthorised conduct of the user.
9. Third-Party Links and Contacts
The Website may contain links, advertisements, telephone numbers, social-media handles or references to third-party websites, platforms or services.
The Host does not control and is not responsible for the content, security, availability, privacy practices, conduct or services of such third parties. Accessing or dealing with any third party is entirely at the user's own risk.
10. User Responsibility and Due Diligence
Before making any payment or cryptocurrency transfer, users should independently verify:
- (a)the identity of the person or entity involved;
- (b)the ownership and validity of the relevant wallet or payment account;
- (c)the transaction terms;
- (d)the applicable cryptocurrency price and exchange rate;
- (e)applicable regulatory requirements; and
- (f)that the person being contacted is using the Host's officially published contact information.
The Host shall not be responsible for a user's failure to undertake such verification.
11. Prohibited Use
Users shall not use the Website for unlawful purposes, fraud, money laundering, terrorist financing, impersonation, hacking, phishing, deception, market manipulation or any activity prohibited by applicable law.
The Host reserves the right to remove, suspend or refuse any advertisement or content which it reasonably considers suspicious, unlawful, misleading, inappropriate or inconsistent with these Terms.
12. Accuracy of Information
Although reasonable efforts may be made to maintain the Website, the Host does not warrant that the Website or its contents will always be accurate, complete, current, secure, uninterrupted or error-free.
The Host may modify, suspend or discontinue any part of the Website, including advertisements, prices, information or contact details, at any time without prior notice.
13. No Professional or Investment Advice
Nothing published on the Website constitutes financial, investment, legal, tax, accounting or other professional advice.
Users should obtain appropriate independent professional advice before undertaking transactions where such advice is required.
14. Privacy and Data Protection
The Host may collect and process personal information in accordance with its Privacy and Data Protection Policy, which forms part of these Terms.
By using the Website, users acknowledge that their personal information may be processed for legitimate and lawful purposes connected with the operation, security, administration and improvement of the Website and for compliance with applicable legal obligations.
15. Electronic Communications
Where users voluntarily provide telephone numbers, email addresses or other contact information, they consent, where legally permissible, to the Host using such information for purposes reasonably connected with the user's enquiry, transaction-related communication, security, administration and compliance.
16. Modification of Terms
The Host may amend these Terms from time to time. Updated Terms shall become effective upon publication on the Website. Continued use of the Website following publication constitutes acceptance of the amended Terms.
17. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
Subject to any mandatory applicable law, disputes arising from the use of the Website shall be subject to the jurisdiction of the competent courts of Nigeria.
18. Severability
If any provision of these Terms is determined to be unlawful, invalid or unenforceable, that provision shall be severed or modified to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
19. Entire Agreement
These Terms, together with the Website's Privacy and Data Protection Policy and any other expressly incorporated terms, constitute the agreement governing the user's use of the Website.
BY ACCESSING OR USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREED TO THESE TERMS AND ACCEPT THAT ANY TRANSACTION OR DEALING UNDERTAKEN WITH ANY PERSON IS AT YOUR OWN RISK.