This Privacy and Data Protection Policy shall become effective on the 1st day of October, 2026.
This Privacy and Data Protection Policy explains how reevepay.io (“Host”) collects, uses, stores, protects and, where necessary, discloses personal data obtained through the Website.
The Host recognises the importance of privacy and is committed to processing personal data in accordance with applicable Nigerian data-protection laws, including the Nigeria Data Protection Act 2023 (“NDPA”), to the extent applicable.
1. Personal Data We May Collect
Depending on how you interact with the Website, we may collect information such as:
- (a)Name;
- (b)Telephone number;
- (c)Email address;
- (d)Physical/contact address;
- (e)Information supplied through enquiries or communications;
- (f)IP address and device information;
- (g)Browser and technical information;
- (h)Website usage information and cookies; and
- (i)Other information voluntarily supplied by you.
The Host shall seek to limit personal data collected to information reasonably necessary for the relevant purpose.
2. Purpose of Processing
Personal data may be processed for purposes including:
- (a)Responding to enquiries;
- (b)Communicating with users;
- (c)Facilitating contact through the Website’s designated contact channels;
- (d)Operating, maintaining and securing the Website;
- (e)Detecting and preventing fraud, abuse or unauthorised activity;
- (f)Improving Website functionality and user experience;
- (g)Maintaining records;
- (h)Complying with legal, regulatory or law-enforcement requirements; and
- (i)Establishing, exercising or defending legal claims.
The NDPA requires personal data to be processed fairly, lawfully and transparently and to be adequate, relevant and limited to what is necessary for the relevant purpose.
3. Lawful Basis for Processing
Depending on the circumstances, the Host may process personal data on the basis of consent, performance or preparation of a contract, legitimate interests, compliance with legal obligations, establishment or defence of legal claims, or another lawful basis recognised by applicable law.
Where consent is relied upon, it may be withdrawn subject to applicable legal limitations.
4. User-Generated Information
Where a user voluntarily submits personal information through the Website, including contact details, messages or other information, the user confirms that the information supplied is accurate and that the user has the necessary authority to provide it.
Users should not submit another person’s personal information unless they have a lawful basis or authority to do so.
5. Disclosure to Third Parties
The Host may disclose personal data where reasonably necessary to:
- (a)Service providers assisting in operating the Website;
- (b)Professional advisers;
- (c)Technology, hosting, security and payment-related service providers where applicable;
- (d)Regulatory or governmental authorities where legally required;
- (e)Law-enforcement authorities where required or permitted by law; or
- (f)Other persons where disclosure is necessary for the establishment, exercise or defence of legal rights.
The Host shall not sell personal data merely because a person visits or uses the Website.
6. Third-Party Transactions
The Website may facilitate communication between users and independent third parties.
Where a user voluntarily provides personal information directly to another person, advertiser or third-party service provider, such information may be processed by that third party under its own privacy practices.
The Host is not responsible for the privacy practices, security practices or subsequent use of personal information by an independent third party acting outside the Host’s systems or control.
Users are therefore encouraged to review the privacy terms of any third-party platform or person before voluntarily providing personal information.
7. Data Security
The Host shall take reasonable technical and organisational measures appropriate to the circumstances to protect personal data against unauthorised access, unlawful processing, loss, destruction, alteration or disclosure.
However, users acknowledge that no internet-based system can be guaranteed to be completely secure, and the Host does not warrant absolute security against every possible cyberattack, breach or technological failure.
8. Cookies and Technical Data
The Website may use cookies and similar technologies for essential functionality, security, analytics, preferences and improvement of Website performance.
Users may be able to control certain cookies through their browser or Website settings, although disabling certain cookies may affect Website functionality.
9. Data Retention
Personal data shall generally be retained only for as long as reasonably necessary for the purpose for which it was collected, to comply with legal obligations, resolve disputes, enforce agreements, maintain security records or otherwise fulfil a lawful purpose.
10. Data Subject Rights
Subject to applicable law and relevant limitations, data subjects may have rights including:
- (a)The right to be informed;
- (b)The right of access;
- (c)The right to rectification;
- (d)The right to object to certain processing;
- (e)The right to withdraw consent where processing is based on consent;
- (f)The right to data portability where applicable;
- (g)The right to request erasure where applicable; and
- (h)The right to lodge a complaint with the relevant data-protection authority.
The NDPC identifies these among the rights available to data subjects under Nigeria’s data-protection framework.
11. Requests and Complaints
Any privacy-related request, complaint or enquiry may be directed to:
Data Protection/Privacy Contact: 07071882985
Email: [email protected]
The Host may require reasonable information to verify the identity of a person making a data-subject request.
12. Children
The Website is not intended to knowingly collect personal data from children except where permitted by applicable law and appropriate consent or other lawful basis has been obtained.
13. International Transfer
Where personal data is transferred outside Nigeria, the Host shall take such steps as may be required under applicable data-protection law.
14. Changes to This Policy
The Host may amend this Privacy Policy from time to time to reflect changes in the Website, applicable law, technology or its processing practices.
The updated version shall be published on the Website and shall take effect from the date stated in the updated Policy.
15. Acceptance
By accessing or using the Website, you acknowledge that you have read and understood this Privacy and Data Protection Policy.
NOTE: Nothing in this Policy is intended to exclude or limit any mandatory right or protection granted to a data subject by applicable law.